Being in a truck accident is horrible for anyone, be it the driver of the truck, a passenger, or a pedestrian. It can be overwhelming to try to deal with it all and before you know it, you are having to start an insurance claim for damages incurred. Yes, some people do it on their own but there are many times when you need help. If you reside in Miami, it may be beneficial to use the services of a good Miami truck accident lawyer to do it. When do you need professional help? Here are some instances.
When the Insurer Denies Your Claim
When you have been in an accident involving a truck, it can seem like it is all a big burden to deal with. And when the insurance claim refuses to pay you your damages and denies the claim, it can be plain frustrating. That is when you definitely need an attorney to help you.
There are many cases when insurers went ahead and denied a claim without giving any explanation as to why they did so. This is a violation of law and can be terrible for your state of mind. If you have been good with making your insurance payments on time and fully, then the insurer has to act in good faith and should not be denying your claim. If it does so, then you need to hire an attorney to help you deal with it.
When the Insurer is Delaying To Pay Up
This is another reason why people should hire an attorney when they have been in a truck accident. When you have been injured and need medical treatment that may go on for weeks on end, you need money urgently to help you pay the bills. This has to happen if the insurer is dilly-dallying on making the insurance claim payments.
You need money and you need it urgently to fix medical issues that may have happened due to the accident.
The Insurer is Calling Fraud
Is the insurance company saying that your claim is a fraudulent one? When you know that’s not true and your claim is a completely truthful one, then you must hire an attorney for the same. There are many times that insurance companies get false information that is not to be trusted and the same may have happened with your claim. With an attorney by your side, you can be assured that your claim will be taken seriously.
The Insurer is Using an Attorney
If the insurance company has sent over an attorney to talk to you or has made an appointment to do so, you must hire an attorney for yourself. When an insurer does this, chances are that there are some legal matters they want to clarify, and it’s best to have a legal representation on your side.
Whether you or a loved one has been in a truck accident, it is necessary to make sure that the damages are paid by the insurance company. This happens best when an attorney is hired.